Enter your mortgage information
Your monthly payment breakdown
Detailed payment breakdown over loan tenure
| Year | Opening Balance | EMI | Principal | Interest | Closing Balance |
|---|---|---|---|---|---|
| Calculate to view schedule | |||||
Determine your loan eligibility
What you can afford
DTI Guidelines:
• Excellent: Below 28%
• Good: 28% - 36%
• Fair: 36% - 43%
• High: Above 43%
15-year vs 30-year mortgage comparison
See how extra payments save money
Impact of extra payments
Enter your existing mortgage information
Potential savings from refinancing
Pay half your monthly payment every 2 weeks
Advantages of biweekly payments
Biweekly Payment Strategy:
Instead of making 12 monthly payments per year, you make 26 biweekly payments (equivalent to 13 monthly payments).
Our Mortgage Calculator is a smart and reliable financial planning tool designed to help users calculate monthly mortgage payments, total interest, and overall loan repayment. It is ideal for home buyers who want accurate EMI calculations before applying for a housing or property loan.
A mortgage calculator is an online tool that helps estimate your monthly mortgage EMI based on the loan amount, interest rate, and repayment tenure. It allows you to plan your finances effectively and understand the long-term cost of your home loan.
This home mortgage calculator uses standard loan calculation formulas to provide accurate and instant results. You just need to enter the loan amount, interest rate, and loan duration to get your monthly EMI and repayment details.
To calculate your mortgage payment accurately, enter the following details in the calculator:
After entering the details, the mortgage calculator online instantly shows your monthly EMI, total interest payable, and total repayment amount, helping you make informed financial decisions.
Our mortgage payment calculator is designed to offer fast, accurate, and user-friendly calculations for all types of home and property loans.
Using a mortgage interest calculator before applying for a loan helps you understand your monthly obligations, compare different loan options, and avoid financial stress in the future.
This housing loan calculator helps you choose the right loan tenure and EMI that fits your income and long-term financial goals, ensuring better money management.
Whether you are purchasing a residential or commercial property, this property loan calculator gives you a clear picture of your repayment structure, making it easier to plan your investment.
By using this mortgage calculator, you can confidently plan your home loan, manage your budget, and avoid unexpected financial burdens in the future.
Use our free mortgage calculator online to calculate monthly EMI, interest, and total repayment amount. Make informed decisions and take control of your financial planning with accurate mortgage calculations.
This tool is useful for first-time home buyers, property investors, and anyone planning to take a housing or mortgage loan and looking for accurate repayment estimates.
The mortgage calculations provided by this tool are for estimation purposes only. Actual loan terms, interest rates, and EMIs may vary based on bank policies and borrower eligibility.